Get to know $1 a Day Life Cover from top to bottom—buying a policy, making a claim and everything in between.
$1 a Day Life Cover is a little different than other insurance policies. Instead of you selecting a cover amount and...
$1 a Day Life Cover is insured by Momentum Life Limited (FSP472286). They are a fully-licensed insurance company...
The amount of life cover you can get will depend on a few factors: your age, gender and whether you smoke (known as...
To find out how much $1 a Day Life Cover we can offer, we just need to ask your age, gender and if you’re a...
The amount that your $1 a Day Life Cover will decrease each year depends on things such as your age, gender and...
Yes! By paying just an extra 25c per day, you can boost your cover. Your Cover Booster amount will depend on your...
No! We’ve locked prices at just $1 a day (plus any Cover Booster you choose to add), so you’ll always know how much...
New Zealand residents who are between 21 and 55 years...
We need to know your age for two important reasons:
Getting $1 a Day Life Cover is easy. Just answer a few quick questions on...
All $1 a Day Life Cover policies cover just one person. If someone in your family would like to be covered too, just...
No. Only one $1 a Day Life Cover policy can be purchased per person.
If more than one life cover...
A $1 a Day Life Cover policy benefit and booster will be paid if the person covered dies or is diagnosed with a...
To keep premiums at just $1 a day, we need to build some exclusions into each policy. If we included certain health and...
Nope! Simply answer a few quick questions (including
Short answer: yes.
Smokers may be more likely to develop some serious health problems, making it tougher for...
Well, you could, but we don’t recommend it.
When a claim is made on a policy, we may ask for...
Firstly, congratulations on quitting! We’re happy to take a second look at your policy once you’re...
You can pick up to 5 beneficiaries - the people who will receive all or a share of your life cover benefit...
You get to pick the date when we start charging you and how often you’d like to be billed when you buy a policy. Then,...
Payment can be made using your credit card or direct debited from your bank account. This can be done fortnightly,...
$1 a Day Life Cover starts on the date you buy a policy (known as the acceptance date). There are some
Yes. There is a 5-year waiting period for death caused by pre-existing conditions or suicide on all $1 a Day Life...
So long as your policy is paid, you can keep it up until age 70. Once you turn 70, your $1 a Day Life Cover policy...
Sure thing - so long as you’re an NZ...
The benefit on all $1 a Day Life Cover policies may be paid out either when the person who is insured dies or is...
To make a claim, download either the
Sometimes people have a change of heart when they buy life insurance. If you’re unsure about your policy,...
You can cancel your policy at any time. Just give us a call...
No. Once a policy is cancelled, it cannot be reactivated. You will need to buy a new policy. If you decide to do this,...