Firstly, congratulations on quitting! We’re happy to take a second look at your policy once you’re smoke-free for at least 12 months.

Just download the Non-Smoking Declaration form, fill it out and email or post it back to us (the addresses you’ll need are on the form). Once received, we’ll do a bit of maths and let you know if we can increase your benefit amount and Cover Booster (if you’ve added it).

(We’re working hard to put this process online - thanks for being so patient in the meantime!)