means any situation where you die (directly or indirectly) from stroke, brain haemorrhage, heart attack or coronary heart disease, and:

• you had a Body Mass Index of 40 or more; or
• you had a total blood cholesterol over 7.0mmol/L; or
• you had a resting systolic blood pressure over 160mmHg and resting diastolic blood pressure over 100mmHg on 3 separate check-ups from a health care provider; or
• you were a diabetic suffering proteinuria or kidney disease or retinopathy or neuropathy or were admitted to hospital for treatment of diabetes or any condition resulting from diabetes,

within the 5-years before the cover start date of your policy (or the cover start date increase in cover if you decide to add a Cover Booster later on, or if we agree to restart your cover after it is cancelled).