How much will my cover decrease every year?

The amount that your $1 a Day Life Cover will decrease each year depends on things such as your age, gender and whether you smoke.

Because the decrease amount will differ from person to person, we break everything down in more detail while you purchase and in your policy documents (which you get after you buy and are updated every year after that).

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How is my cover amount calculated?

To find out how much $1 a Day Life Cover we can offer, we just need to ask your age, gender and if you’re a...

Why do you need to know my age?

We need to know your age for two important reasons:

  1. You must be between 21 and 55 years old to buy $1...

I’m a smoker. Will this affect my cover? What substances count towards smoking?

Short answer: yes.

Smokers may be more likely to develop some serious health problems, making it tougher for...